Taking good care of your recreational equipment will allow you to use it season after season. However, in spite of your efforts, you may face unexpected circumstances that require your equipment to be repaired or replaced. Explore recreational insurance options.
Recreational Insurance and Equipment
Recreational insurance provides coverage for recreational vehicles and equipment that are used for leisure purposes. The list below includes recreational models that could be added to a recreational insurance policy.
- RVs (Fifth wheels, campers, and trailers)
- Snowmobiles
- ATVs
- Bicycles
- Watercraft
- UTVs
Personal Property Coverage
Personal property coverage protects against damage and theft that occurs while your recreational equipment is actively used or parked.
The coverage reimburses the insured for the cost of having replacement materials installed. It may also cover the cost of dent removal, paint applications, and other services needed to restore recreational equipment.
Recovery Efforts
Using recreational equipment comes with the risk of getting lost or encountering a mechanical failure. Some recreational insurance types will support recovery efforts.
For instance, if a boat owner has access to a recreational insurance policy that provides recovery relief, they may be eligible to recoup some of the money they paid out to have their boat towed during an emergency rescue operation.
Recovery effort coverage is customized to protect the exact type of recreational equipment the insured person owns and operates.
Inclement Weather
An RV policy can provide protection against inclement weather. If a piece of equipment is damaged by hail, wind, or water, the coverage will pay the out-of-pocket repair costs that the equipment owner is responsible for.
Additional Insurance Support
Meet with one of our York Jersey Underwriters Inc. agents to discuss the recreational insurance you want. An agent who serves Tinton Falls, NJ, will guide you.
