Learn about toy insurance. Adding your recreational equipment to this type of policy will protect your equipment while it is being used, towed, or stored.
What is Toy Insurance?
Toy insurance provides protection for recreational equipment. A toy insurance policy can protect your investments from theft, vandalism, and weather-related damage. A toy insurance policy can also provide protection if you are involved in an accident.
A liability insurance plan will provide protection if you are sued. If your toy insurance policy provides adequate liability protection, the coverage will handle the legal expenses you encounter if you are found at fault for an accident.
Unexpected Criminal Activity
If you add theft and vandalism protection to your toy insurance policy, your recreational equipment will be protected against a wide range of criminal acts.
If your equipment is stolen from your yard or a storage facility, the coverage will reimburse you for the out-of-pocket costs necessary to replace it. Similarly, if one or more of your toys are vandalized, the toy coverage will reimburse you for cleaning or repairing them.
Unforeseen Weather Events
If your equipment is damaged during an adverse weather event, your toy insurance policy may cover the repairs necessary to restore it. A toy insurance policy may also protect against high winds, heavy rain, and other weather variables.
A standard toy insurance policy may not cover some weather events. You may need to buy a separate type of coverage for some types of extreme weather.
Schedule A Meeting With a York Jersey Underwriters Agent
Meet with one of our agents who serves Tinton Falls, NJ. The agent you meet with will ask about your toys. They will recommend coverage types that will keep your recreational equipment protected.
